In Brief
Discover how TWT powers the next wave of Trust Wallet innovation, and how it will fuel our goal to reach a billion users by 2030.
The future of finance is here. But it doesn’t begin in a bank, it begins in your wallet.
As the blockchain industry continues to cross into the mainstream, wallets are more than just tools – they have become the backbone of Web3. Every onchain action starts with a wallet: sending crypto, trading, exploring DeFi, collecting NFTs, accessing real-world assets like tokenized stocks, and more. Wallets are how billions of people, like yourself, will access, use, and grow their assets — and it will take bold action to make that future real for all.
From the first swap you made, first crypto you sent or received, to the billions of transactions that followed, together we’ve shown the world that assets moves faster, freer, and smarter when you own the keys.
Trust Wallet is already where over 210 million crypto users call home, but we are building something bigger. That’s why today we mark the beginning of our next era, and our plan to onboard the next billion users. We are unveiling a bold new product roadmap that will be powered by Trust Wallet Token (TWT), a utility token designed to power access, participation and features within the Trust Wallet ecosystem. We believe TWT will fuel the movement that brings true ownership to everyone.
The Foundation We Built
Trust Wallet didn’t become the world’s #1 self-custody wallet overnight. Since 2017, our journey has been about building trust, step by step, through every bull run and bear market, with the millions who chose us along the way.
By focusing on security, accessibility and trust, we created a wallet that people around the world can rely on. That consistency is why today, 1 in 3 crypto holders use Trust Wallet.
That success has been built on a simple but powerful promise: a wallet that puts freedom, security, and ownership in your hands. Over the years, we’ve achieved:
Becoming the #1 self-custody wallet, with up to 35% market share across all downloads, weekly and monthly active users
210M+ installs with growth accelerating across every market cycle
4x year-over-year revenue increase from 2023 to 2024
Over $30 billion user balances secured
$1 billion+ average monthly swap volume
Over $750 million total value locked (TVL) across Earn (Staking) products
Recognized by users for the best transaction and remittance experience, cheaper, flexible gas and global reach for everyday money movement
100+ currencies supported, making crypto accessible to users across the world. Including both underbanked and developed markets
Support for 100+ blockchains, providing true cross-chain leadership with seamless bridging and swaps, best route coverage and speed
The first crypto wallet to achieve ISO certifications for security and privacy: ISO/IEC 27001:2022 and ISO/IEC 27701:2019
First-to-market features like FlexGas (EIP-7702) – innovation that makes on-chain life easier while protecting security at the foundation for you
Developed the standard for interoperable smart wallets with ERC-7779 and ERC-6900
Millions of active users and Trust Squad volunteers globally from Asia to Africa, North America to Europe – a truly worldwide community
This foundation proves two things: wallets are not just a category, they are the category. And Trust Wallet is already leading it.
*Since launch in 2017, Trust Wallet has showed steady download numbers without slowdown in the momentum or market cycles, hitting 210M all-time installations by mid 2025. Our target is to hit 1 billion by 2030.
*Revenue growth has been strong, fueled by diverse products, improved user experience, innovative revenue streams, and market volatility, resulting in a remarkable 4x year-over-year increase from 2023 to 2024.
Forging Ahead: Our Roadmap
The past eight years laid our foundation. By 2030, over a billion people are expected to come on-chain. Just as PayPal, Cash App, and Alipay scaled digital money in Web2, wallets like Trust Wallet will scale decentralized finance and digital ownership in Web3.
Our mission is clear: to be the companion for the next billion users as they enter the onchain economy. To make crypto not just usable, but seamless. And to build a roadmap that doesn’t stop at utility, but ascends into continuous growth.
At the center is TWT. Around it, three layers expand step by step: everyday finance, advanced trading, earning opportunities. Each stage strengthens the next, creating a positive feedback loop where adoption and utility reinforce one another.
Layer One: Everyday Finance, Reinvented
This is where most users start, using crypto for daily needs. Here Trust Wallet already has a dominant competitive advantage: the largest and fastest growing global user base, the first crypto wallet for most people, billions in cross-border transactions, and huge stablecoin flows that make us one of the strongest players in everyday finance.
But we’re going even further:
Effortlessly send crypto across chains with gas-less and even gas-free transactions, up to 10x cheaper than TradFi with the same ease of use.
Instantly buy crypto through integrated partners, cash in/out locally, and enjoy scam protection with one-click security controls.
Spend crypto as easily as cash with Trust Card, Trust Pay, and Virtual Accounts.
Layer Two: Advanced Trading
With our users, Trust Wallet is evolving into a full trading hub.
Swap volumes have surged over the past year thanks to better experiences and richer features, yet we’re still early with room to grow.
Backed by industry-leading security from advanced token scanning to robust MEV and front running protection, every trade is safeguarded. And today, you can already discover and trade tokens before they list on exchanges, spot what’s trending earlier, and use real-time insights to make smarter moves.
And we’re raising the bar further:
Pro trading modes with perpetuals up to 100x leverage and prediction markets
Smarter execution through watchlists, limit orders, DCA, and advanced analytics powered by our own data and AI
“Any token, anywhere”: Best-in-class cross-chain swaps, seamless like a CEX, but fully self-custodial
A dynamic hub designed to surface promising tokens before they go mainstream
This isn’t CEX level. It’s beyond, with self-custody at the core.
Layer Three: Earn, Grow, Repeat
The natural next step after trading is growth. TWT unlocks opportunities to earn and compound – fueling both adoption and loyalty, while connecting users to a vibrant rewards-driven community and giving them VIP benefits.
Maximize returns through personalized staking and lending opportunities, with the chance to boost yields by holding TWT and actively engaging with the product. Holders can also gain access to exclusive TGE airdrops by participating in core features.
Through Trust Alpha (Launchpool 2.0), new projects can tap into our community for visibility — with the potential to graduate into the broader Binance ecosystem.
This layer not only grows users’ assets, it strengthens the industry itself.
Layer Four and Beyond: The Unwritten Future
What comes next? That’s what excites us most. Layers 4, 5, 6, 7, 8, 9… are still being written. New ideas, products, and frontiers we’re already imagining today. From identity to credit, from embedded DeFi to new forms of ownership, the roadmap is open-ended by design.
Trust Wallet, the Launchpad to the Binance Ecosystem
Rooted in the Binance ecosystem, Trust Wallet is and will continue to be where many projects debut before reaching larger platforms within the Binance Ecosystem. With Trust Alpha (‘Launchpool 2.0’), projects that engage the Trust Wallet community can position themselves for broader Binance ecosystem opportunities; the largest in crypto. For TWT holders and Trust Wallet users, it means early access to tomorrow’s biggest projects. For builders, it means instant distribution at massive scale.
TWT: The Fuel for a Billion Users and Beyond
To propel this rocket onwards, Trust Wallet needs the fuel to unlock, scale, and reward participation. That fuel is TWT. TWT is a utility layer directly tied to the world’s #1 self-custody mobile wallet. As Trust Wallet grows, so does TWT. It unlocks premium features like sponsored gas and gas-less, advanced trading tools, and enhanced security. It fuels builder support and rewards through programs.
TWT is anchored in a proven business model. It’s a sustainable growth flywheel where utility grows with adoption, and adoption grows with utility.
As we roll out the next wave of product innovation, TWT becomes the key that unlocks premium, user-first, and more rewarding experiences. TWT will also power how new projects reach users. Through a next-gen, rewards-driven program that connects credible teams with real users via allowlists, quests, and transparent incentives.
And we’re going further. With the launch of an accelerator, we’ll back the boldest teams in Web3, giving them access, distribution, and community, all powered by TWT.
The Rocket and Its Fuel: Propelling Web3 Forward
This is the moment we’ve been building toward: wallets as the new frontier. If Trust Wallet is the rocket, then TWT is the fuel that takes us to a billion users and beyond.
The wallet era has begun. The rocket is ready. And together, with TWT and our community, we’re powering the future of finance faster, smarter, and further than ever before.
Join us on the journey. The future of finance starts now.
TWT Tokenomics and whitepaper
Trust Wallet Token (TWT) is a BEP-20 utility token designed to support growth, loyalty, and user engagement within the Trust Wallet ecosystem. This litepaper describes potential approaches to strategy, distinct utilities, a tiered engagement system, and a roadmap for aligning platform and token utility to enhance the user experience and community participation.
1. Introduction
Trust Wallet, as one of the largest decentralized self-custody wallets, continues to empower users with secure, frictionless access to the world of crypto and decentralized finance (DeFi). The Trust Wallet Token (TWT) is the utility layer at the core of its ecosystem, enabling platform growth and strengthening user loyalty, and growing together with the users and community.
2. Problem Statement
Currently, TWT’s utilities do not fully reflect or contribute to Trust Wallet’s dynamic growth.
3. Proposed Solution
Align TWT utility with platform growth and user loyalty to create a flywheel effect of engagement in the Trust Wallet ecosystem.
Merge platform and TWT utilities to foster user adoption, feature usage, and loyalty.
Boost value-creation feature usage within the ecosystem.
Create user delight through the engagement with unprecedented benefits.
Ensure TWT’s utility growth is in sync with the expansion and adoption of Trust Wallet.
Expand the base of TWT holders and incentivize demand for its varied utilities.
4. Core Strategy
Create a tiered utility and loyalty reward framework based on TWT holding and Trust Wallet product usage. Users unlock perks by holding and locking TWT, with increasing benefits for higher tiers and more product and platform engagement. Focusing on:
More users adopting Trust Wallet as their primary wallet in their core activities;
Increased value-generating volume & TVL;
Enhanced user engagement and positive community sentiment with additional benefits and better experiences.
Design and adjust utilities to dynamically respond to the ecosystem growth – for example, higher transaction volumes can unlock deeper discounts, while larger user bases may enable bigger community campaigns or rewards.
Rebalance token supply to reduce centralization, unlock growth, and support ecosystem initiatives.
5. TWT Utilities Overview
We propose the following utilities based on the tier achieved:
1. Loyalty Reward Utility:
Lock TWT and perform swaps or other core product features (based on certain criteria) to become eligible for discretionary rewards (e.g., airdrops, discounted values, additional earn yield boost, exclusive benefits) from Trust Wallet or third parties. The scale and frequency of such programs are expected to grow or adjust in line with Trust Wallet’s user base and activity.
2. Earn Utility:
Integrated with DeFi protocols, where TWT may be usable as collateral if and as supported by those independent protocols.
3. Fee Discount Utility:
Enjoy discounted fees for different product features, such as swap, fiat buy or sell crypto, with potential for deeper discounts as platform activity expands.
4. Gas Payment Utility:
Buy TWT without a gas fee.
Use TWT to pay gas fees and receive discounts compared to non-native tokens (e.g. stablecoins).
5. Service Access Utility:
Unlock premium and faster user support, service, and tools.
6. Community Utility:
Voting opportunity on community & marketing topics (1 address = 1 vote).
Access to community events, limited edition swags and other marketing benefits.
More benefits and rewards will be added as we continue to grow our business, products, and services. Stay tuned for ongoing enhancements and exciting opportunities for our community as our ecosystem expands.
6. User Tiers and Benefits:
We propose the following tiers:
The tier framework definition, qualification, and utility benefits will be dynamically adjusted based on the effectiveness of the program. We will share more details when launching.
7. Token Distribution & Supply
The TWT Smart Contract Address on the BNB Chain is: 0x4B0F1812e5Df2A09796481Ff14017e6005508003
The supply of TWT is permanently fixed at the current number of existing tokens – that is, no new tokens can be created. This fact is due to the TWT smart contract itself and cannot be changed.
TWT is a utility token, providing a variety of benefits within the Trust Wallet platform and partners’ platforms.
The token is also used to incentivize the community who uses Trust Wallet and its partners, and contributes to the community and platform regularly.
TWT is a BEP-20 token operating on the BNB Smart Chain (BNB Chain).
More than 40% of the TWT supply has already been circulating in the market since the past 5 years, mainly through community airdrops as a way to give back to early supporters. In order to build a sustainable and thriving ecosystem, the remaining uncirculated token allocations are directed toward four key areas. A portion is reserved for future growth initiatives, ensuring resources are available to fund new product development, market expansion, and giving back to valuable users and engaged communities to support continuous community growth. Liquidity programs are necessary to support healthy markets, and provide users with reliable access to the token through third‑party market participants on supported venues to facilitate orderly trading. Strategic partnership initiatives strengthen adoption by aligning long-term collaborators, growth opportunities and ecosystem builders with the project’s success. Finally, core team incentives recognize the critical role of contributors and ensure ongoing alignment between the project’s mission and those dedicated to delivering it.
8. Roadmap & Phased Rollout
The rollout of relevant TWT utility benefits is planned in phases over the next 6 months, with the first set of updates scheduled to release in Q4 2025.
Meanwhile, Trust Wallet’s overall product strategy is centered on four layers:
Layer 1 – Everyday Finance: Effortlessly send crypto across chains with less fees, instantly buy through integrated partners, cash in/out locally, one-click security controls, spend crypto seamlessly with Trust Card, Trust Pay, and virtual accounts.
Layer 2 – Advanced Trading: Advanced trading modes with perps up to 100X leverage, prediction markets, limit orders, DCA, AI-powered analytics, industry-leading cross-chain swaps, dynamic trading hub that enables users to discover promising opportunities early.
Layer 3 – Earn, Grow, Repeat: Optimal returns, via staking & lending, with boosted yields for TWT holders, gain exclusive pre-TGE airdrops, access Trust Alpha (Launchpool 2.0) where projects reach our users first, with potential to scale into the Binance ecosystem.
Layer 4 – The Unwritten Future: Open-ended innovation, from identity to new forms of ownership, while ensuring the roadmap adapts as the ecosystem evolves.
TWT is the utility layer that ties these pieces together. It drives engagement and strengthens community participation as the ecosystem grows.
For a deeper look at what’s ahead, read the vision here.
9. Why TWT Matters
TWT tokenomics is designed around a sustainable engagement flywheel – staking and rewards, and community involvement. Its utility expands in step with Trust Wallet’s ecosystem, making TWT the core enabler of user experience, community engagement and a powerful amplifier of ecosystem growth.
10. Disclaimer
This document is a high-level, non-binding overview of potential product directions for the Trust Wallet ecosystem. It does not constitute an issuance, offer to sell, or a solicitation of an offer to buy, any tokens. Nothing herein should be construed as investment, or other professional advice. The concepts and timelines described are experimental and subject to change, delay, or cancellation without notice. Certain features and services referenced are provided by independent third parties and are subject to their terms and ours; availability may vary by jurisdiction.
Cryptocurrencies carry inherent risks including potential loss of value and technological or market risks. Token values are subject to market fluctuations and external factors. Prospective users should conduct their own research.
TWT is intended as a utility‑oriented token within the Trust Wallet ecosystem and not an investment product. Holding TWT does not grant ownership, equity, debt, voting rights in Trust Wallet or any affiliate, revenue or profit share, dividends, or any rights to distributions. Trust Wallet does not operate any investment program with respect to TWT. Secondary market availability, if any, is outside Trust Wallet’s control. No expectation of profit is offered or should be formed from the purchase or holding of TWT. Any benefits or utilities are consumptive and access-based, not financial in nature, discretionary, subject to applicable laws and may be modified, suspended or discontinued.
11. Contact & Community
Official Website: https://trustwallet.com
Community channels:
Telegram: https://t.me/trustwallet
Twitter/X: https://x.com/trustwallet
Youtube: https://www.youtube.com/@Trustwallet
Instagram: https://www.instagram.com/trustwallet
Github: https://github.com/trustwallet
Facebook: https://www.facebook.com/trustweb3